Digital Rupiah as An Alternative Digital Transaction in Indonesia
Author (s): Zafira Putri Novitasari, Avicenna Raihan Kusuma, Kholilah Kholilah
Institution: Universitas Islam Negeri Maulana Malik Ibrahim Malang, Indonesia
Category: Article, IJMMU, Digital Payments, Economic Change, Indonesia
Topics: Digital Rupiah, CBDC, Garuda Project
Abstract: Digitalization in the financial industry revolutionized the transaction system with the emergence of Cryptography-based Digital Currencies. It has recently evolved into digital currencies issued by central banks, known as Central Bank Digital Currency (CBDC). Bank Indonesia responds by developing a plan to release Digital Rupiah as part of the digital transformation initiative in the national payment system. This study aims to determine the authors’ interest in discussing Indonesia’s CBDC as seen through article publication trends. This research uses the systematic literature review (SLR) method. The results show that there is an increasing trend in the publication of articles on Digital Rupiah. The published articles discuss Digital Rupiah from various sides such as legality, implementation mechanism, challenges opportunities and impacts, to its potential implementation.
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